Direct Lending

Direct lending is lending in which an investment manager or lender originates or negotiates a loan directly with a borrower rather than buying only public bonds.

Why this matters to income investors

Loan terms negotiated with a borrower can shape yield, collateral protection, and workout options.

How to use direct lending in your research

Read how the investment is managed and which parties receive fees or share control. Then review the loan terms, borrower results, and reported earnings to see how the arrangement affects dividend capacity.

This material is general education and information, not individualized investment, tax, or legal advice.