We focus on growing passive income, while speculators chase bubbles that burst.
With stock valuations stretched far beyond economic fundamentals and speculation dominating investor behavior, we don’t gamble on prices defying gravity. Today, the S&P 500 trades at almost 30 times earnings—a level that surpasses the 20 times earnings seen just before the 1929 stock market crash. That’s not sustainable growth; that’s a warning sign. At Fly High Investing, we take a different path. We build passive income rooted in real earnings. Our dividends are paid from profits that are reinvested with discipline and compounded over time. Each dividend fuels the next, forming a self-sustaining stream that grows quietly but relentlessly. Einstein reputedly called compound interest the “eighth wonder of the world.” That same principle applies to dividends generated from earnings. While speculators chase bubbles that burst, we focus on growing passive income that compounds year after year.
Why the Fly High Investing portfolio is different than all the others.
Our entire portfolio consists of Regulated Investment Companies (RICs), which benefit from a distinctive pass-through structure that exempts them from corporate income taxes, allowing for greater tax efficiency by avoiding double taxation. Our stocks can be held in self-directed brokerage accounts within employer-sponsored retirement plans. Dividends are tax-deferred when held in 401(k)s, traditional or rollover IRAs, and tax-free when held in Roth IRAs. Dividends are taxed as ordinary income if held in a taxable brokerage account. We recommend consulting a qualified tax advisor to determine how these rules apply to your situation.
RICs have many other advantages over non-regulated companies. RICs must distribute at least 90% of their income to shareholders, making them an ideal investment option for income investors. RICs are required to file regular reports to ensure transparency and accountability with the U.S. Securities and Exchange Commission. RICs must meet strict diversification standards and face tight borrowing limits, protecting investors from overconcentration and the dangers of excessive leverage. (Non-regulated companies have none of these restrictions.) RICs must use independent custodians to safeguard investor funds, reducing the risk of fraud or misappropriation. (Non-regulated companies are not required to use independent custodians.) Perhaps the most significant advantage RICs have over non-regulated companies is that RICs have a fiduciary duty to their shareholders, whereas non-regulated companies do not.
How Fly High Investing sees what others miss.
At Fly High Investing, we combine recent earnings reports with forward-looking earnings estimates to build a radar-guided view of dividend sustainability. By equally weighting recent reports with analysts' forecasts, we avoid backwards-looking bias and overreliance on projections. Our unique balanced methodology prioritises sustainable dividend income, avoids yield traps, and adapts to changing market conditions.
We screen every dividend stock to find the top 50 that meet our demanding criteria.
At Fly High Investing, we target highly profitable regulated investment companies that deliver ultra‑high‑yield dividends. To ensure these dividends are both sustainable and reliable, we focus on adjusted earnings (distributable earnings) rather than headline figures. Our analysis goes beyond company‑issued reports: we cross‑check results with independent insights from respected institutions such as IBES. This added layer of scrutiny produces a portfolio of companies that consistently generate strong, sustainable dividends at yields far above the market average.
We include only companies with a proven track record of steady earnings and dependable dividend distributions. The portfolio is monitored daily for developments that could affect earnings strength or dividend integrity. Each earnings release is carefully reviewed to confirm ongoing qualification, and any holding that fails to meet our standards is promptly replaced. We also track long‑term performance, factoring in the compounding effect of reinvested dividends. This disciplined, evidence‑based approach is designed to drive the steady, long‑term growth of your dividend income stream.
A subscription to Fly High Investing will put you on the path to financial freedom.
A subscription to Fly High Investing costs as little as $49, and we offer a 7-day unconditional money-back guarantee. Advisors who charge flat fees typically charge thousands of dollars a year. Most actively managed funds charge expensive management fees, which increase with the value of your portfolio. As the manager of your portfolio, you have the potential to save thousands of dollars in fees annually. To save expensive management fees and get on the fast track to financial freedom, click the "Become a Subscriber" button below.
"Dividend investing allows you to benefit from the power of compounding without having to actively sell shares" - LPL Financial
Take the first step today and begin your journey to financial freedom.