Know the company
Company overview
Ready Capital provides lower-middle-market commercial real-estate lending and Small Business Administration 7(a) lending.
- Business
- REIT
- Listing
- RC · XNYS
- Reporting period
- 2026-09-03
- Dividend schedule
- quarterly
How the business works
The dividend depends on distributable earnings, which in turn depends on lending income, financing costs, credit costs, portfolio resolutions, realized investment-sale results, and the pace of deleveraging and refinancing. As a REIT, the company generally must distribute at least 90% of REIT taxable income, but taxable income can differ materially from distributable earnings.
Ready Capital Corporation: financial report supporting reported earnings