Understanding Dividend Payout Ratios

Dividend investors often focus on a company’s dividend yield, but yield alone tells only part of the story. Equally important is determining whether the company generates enough recurring earnings to sustain that dividend over time. This concept, known as dividend coverage, is one of the most important factors to consider when evaluating Real Estate Investment…

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Understanding AFFO and NOI: Two Keys to Evaluating Dividend Safety

When evaluating dividend-paying investments, many investors focus almost exclusively on dividend yield. While yield is important, it only tells part of the story. The more important question is whether the company generates enough cash to continue paying that dividend. Two financial metrics that help answer that question are Adjusted Funds From Operations (AFFO) and Net…

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Market research and IBES

The 50 stocks in the Fly High Investing portfolio are heavily researched and monitored. We inform of any updates each weekend if we feel any action is proposed on the UPDATES AND PERFORMANCE tab and although this happens only a few times a year, if there are concerns for future Earnings coverage of any one…

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What Is the CECL Standard and Why Should Dividend Investors Care?

The Current Expected Credit Loss (CECL) standard is an accounting rule that affects many banks, mortgage REITs, business development companies (BDCs), and other lenders. While the name sounds technical, the concept is actually straightforward, and understanding it can help dividend investors better interpret a company’s earnings and financial strength. Before the CECL standard was adopted,…

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