Company Name: Ready Capital Corporation

Stock Symbol: RC

Industry: Mortgage Real Estate Investment Trust (REIT)

Sector: Real Estate

Employees: Approximately 500

Company Summary:

Ready Capital Corporation (RC) is a publicly traded Mortgage Real Estate Investment Trust (REIT) that focuses on originating, acquiring, financing, and managing small balance commercial (SBC) loans. The company's primary objective is to generate attractive risk-adjusted returns through a combination of dividends and capital appreciation.

RC invests in a diversified portfolio of real estate-backed loans, including SBC loans, bridge loans, and commercial mortgage-backed securities (CMBS). The company's strategy involves leveraging its extensive origination platform and robust underwriting process to identify high-quality lending opportunities. RC’s focus on small balance commercial loans provides exposure to a niche market segment with significant growth potential and relatively higher yields compared to larger commercial loans.

Managed by Waterfall Asset Management, LLC, Ready Capital Corporation benefits from the deep expertise and extensive industry experience of its management team. The company employs a disciplined investment approach, involving comprehensive due diligence, rigorous credit analysis, and active portfolio management. This strategic focus is designed to optimize returns while effectively managing risks associated with the commercial real estate market.

Why RC is a Good Dividend Investment:

Ready Capital Corporation is appealing to income-focused investors due to its high dividend yield, supported by a diversified and actively managed portfolio of real estate-backed loans. As a REIT, RC is required to distribute at least 90% of its taxable income to shareholders, resulting in consistent and substantial dividend payouts.

RC’s focus on small balance commercial loans offers a unique advantage, providing higher yields and greater diversification compared to traditional commercial real estate loans. The company's experienced management team and disciplined investment approach further enhance its ability to deliver stable and attractive returns. Additionally, RC’s diversified portfolio across various real estate sectors helps mitigate risks associated with any single property type or geographic area.

Despite the inherent risks in real estate lending, RC’s strategic investment approach, commitment to credit quality, and experienced management team make it a compelling choice for investors seeking reliable and attractive dividend income.

URLs:

Ready Capital Corporation Website

Ready Capital Corporation LinkedIn

Summary:

Ready Capital Corporation operates as a Mortgage REIT focusing on small balance commercial loans and other real estate-backed investments. With a portfolio actively managed to balance income generation and risk, RC aims to provide attractive risk-adjusted returns through its strategic focus on high-yield real estate loans. As a high dividend-yield investment, RC is appealing for income-focused investors, owing to its obligation to distribute a majority of its earnings and its strategic risk management practices. This makes it a compelling choice in the dividend investment landscape.

Reminder: past performance is not indicative of how an investment will perform in the future, before making any investment decisions based on this information, and/or the information contained on the website, refer to the TERMS OF SERVICES.

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