Monetize or Cannibalize your portfolio

If you are like the vast majority, you believe the best way to structure your portfolio for retirement is to shift your investments into conservative bond funds and other low-yield fixed-income investments. Wall Street makes billions of dollars a year by herding people into funds, known as life-cycle funds, that do precisely that. The idea…

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Dividend Kings and Dividend Aristocrats

Before analyzing these two groups, we should start by defining what they are and how they differ. For a company to be a dividend aristocrat, it must be a member of the S&P 500 and have an increasing dividend payout over 25 years or more. To qualify as a dividend king a company must only meet…

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